Set Boundaries with Your Time and Money

This post is part of the series The Best Tools and Techniques for Winning at Business and Life

The Habits


The Covey organization does a fabulous job of describing life as boulders, rocks, pebbles, and sand. You’ve likely heard the analogy a dozen different ways, but it goes something like this. Picture your life as a jar and things to do like things you put inside the jar. Fill the jar halfway with sand then try putting in 20 large rocks and you’ll run out of jar before your run out of rocks. Start with the rocks, however, and you’ll find that the sand just finds a place to live inside the jar. It’s a great analogy for life. If we prioritize the things that are most important, the rest will fall into place. If we fail to do that, the unimportant things will throw the important things out of our lives, and our lives will be less fulfilling. Simple stuff.

Time blocking is the digital calendar way of putting the rocks in the jar first. Take the most important todos from your task list and drag them to your calendar so they have a set time and date. Do this before you schedule anything else. The big rocks are your vacation with family, your annual retreat, strategic planning, project work that will get your business and life to the next level. Schedule these things first, and make sure you don’t blow them off. Everything else will happily find a home on your schedule; make sure you do these things without failing!


These two topics go hand in hand because they are the two most essential, but also absolutely finite resources we have.  In the same way time blocking budgets the time you spend on the things that are most important for you to accomplish in life, the habit of consistent financial budgeting (and living by the budget) helps you to map out a path to achieve the goals using the financial resources at your disposal.

My wife and I learned about financial budgeting — and looking at finances from a new perspective of purpose — by taking Dave Ramsey’s Financial Peace course, and it has changed our lives and improved our marriage without a doubt.

The basic principle of budgeting is to recognize how much money you have coming in, and learn to operate with that amount of money, and it really is as simple as it sounds.  When you use a monthly written budget you discover your ability to live according a disciplined financial mission and begin reaching your financial goals more quickly than you ever thought possible.

The Tools

Time Blocking – The One Thing

Financial Budgeting – Financial Peace University
If a book is more your speed check out The Total Money Makeover, by Dave Ramsey

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This post is part of the series The Best Tools and Techniques for Winning at Business and Life

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